What are the Blue Chip Companies?

Many newbies asking from people/ group what are the blue chip companies? Can you recommend 5-10 top blue chip companies?

Individuals will answer Ayala Land Inc, Ayala Corporation, SM Corporation, SMPH, Metrobank, BPI, BDO, Jollibee, PLDT and others.

Blue Chip Companies that are listed in the Philippine Stock Exchange Index (PSEI) with proven track records, sell high-quality products and services. Whatever the market is, these companies are stable and reliable. Companies that where there 10years before and will still be there 10-20years after.

Where to find the status of the companies, you can search in Google, Company Website, PSE, Financial Times, Bloomberg, Newspaper and brokerage firms (COL Financial have research tab where you can read about the companies).

What to do when your stocks are RED?

What to do when all your stocks are BLOODY RED or losing?

As a member of Truly Rich Club, we are just calm and excited when the market is down, Brother Bo Sanchez will email us regarding the news why the market is down.

And the good thing is Stocks are on Biggest Sale!!!! Woooooh enjoy the supermega sale!

We sold some stocks before like the MER (Sell when you are gaining and Hold when you are not).

Here's what he told us:
1. Just buy every month the usual amount you invest.
2. Buy the TRC recommended SAM stocks and spread the love. Don't put all your money in  just two or three stocks.
3. Buy slowly.



P.S. To received email from Truly Rich Club and Stock Updates click http://bit.ly/TrulyRichClubBrotherBoSanchez

What if you miss buying stocks monthly?

When I first started investing in Stock Market, one of the questions in my mind is if I don't have extra cash to buy stocks what will happened?

Same questions I read for newbies who wants to start investing in the stock market or just started investing.

Here's my views:

1. It is alright if you cannot add funds to buy stocks monthly, you can buy quarterly, semi-annually, annually or anytime if you have extra cash. Bro. Bo Sanchez maids or driver did not buy stocks monthly. Their strategy is every quarter where their savings will reach 6,000 or more and buy stocks to maximised the transaction fees. It is entirely up to you when are you going to buy stocks.

2. It is not like insurance, SSS, Pag-ibig that if you miss 2/3 or more months your funds will be disqualified. That is my worry at first because I don't like to pay monthly cause we don't know the future, I might have more expenses the following month, or I need to buy something that is beyond my expenses.

3. But if you follow the Saving Method of 20-80 or 10-20-70, where 10% is for tithes, 20% savings and investments, 70/80% is for living expenses, then you don't have to worry about funding your account to buy stocks.

Make a strategy in buying stocks, there are three ways:

1. Buy and hold where you buy in bulk amount and hold it for long time (ex. Buy stocks for 100,000 in one company and live it for 10years).

2. Buy and hold monthly/ quarterly/ semi-annually, annually to average down the stock prices. (recommended for long term investors).

3. Buy low and sell high for few days or months (for people  who are traders).

MUTUAL FUNDS: where to invest?

Where to invest? Which investment vehicle?

Where to invest depends on your investment goals.

If you have short-term goals, then invests short-term instruments and 

if you have long-term goals, then invests in Long-term instruments.

Short term instruments may give lesser return.

1. Less than 1year               Save on Bank Savings Account or ATM 

2. 1year to 7years               Save on Banks, Time Deposits, Bond Fund, Treasury bills/notes

3. More than 7 years          Mutual Funds  and Stocks

Types of Mutual Funds

1. Bond Fund (Government Securities 90%, commercial paper and cash accounts 10%) you can invest in BPI, BPO, Sunlife and etc. Average return is lower.

2. Balance Fund (portfolio allocation in balance fund : 50% in Stocks and 50% in fixed income securities) Average return on investment is more than 12%

3. Stock/Equity Fund (portfolio allocation in equity fund: Stocks 90% and fixed income securities 10%) Average return on investment is more than 18%

In MUTUAL FUNDS there is a professional fund managers (full time experts) who focus in growing your money and investing your money in Stocks. Example mutual funds in Philippines with higher return are PhilEquity Management, Inc., ATR Kimeng Asset Management, Philam Asset Management, Inc.

STOCK MARKET makes a small initial amount of money to grow in large sum by investing in big growing companies through Capital Appreciation and through Dividends.

Take Charge of your Future, take responsibility of your life. 

Steps in Building a Solid Financial Foundation

People before are lack of financial education.

Many investment firms before are only targeting and prospecting wealthy clients, rich people and those who can afford  but in reality it's for everyone.  It should change people's perspective that building a solid financial foundation is for everybody the wealthy, rich, poor, educated, uneducated with the right mindset and should be  free, available and easily accessible.

1. Increase Cash Flow which means you increase your  income and increase your dream. Earn additional income on your spare time, you have 24hrs/day, 8-12hrs/work, spend some time to earn extra income.
Use the 10-20-70 Rule in money/salary management
10% to tithes, 20% to savings and investments and
70% you can enjoy on your expenses.

2. Ensure Proper Protection, you need INSURANCE, and medical/ healthcare needs you may say you don't need it now cause you are healthy, but you don't know when you will be sick/ill. It's better to be protected especially if you have family who is dependent on you. And when you retire, you cannot bring the healthcare benefits from your company when you resign or retire.

3. Reduce/ Eliminate Debt

4.Create Emergency Fund, it is recommended to save 3-6 months worth of your monthly income as an EMERGENCY FUND.

5. Build Long Term Assets Accumulation, rich people have multiple sources  of income. Learn how to create PASSIVE Income.
 Two Types of Income: Active Income - in exchange of your time and services, example if you are employed (nurse, agent, doctor, lawyer, OFW, seafarer you are paid for your time and services. And if you stop working, your income stops.
While Passive Income keeps coming in even if you  are not working. Money works for you. this includes mutual funds, stocks, bonds, long-term healthcare, businesses.

PASSIVE INCOME increases your income without increasing your workload.

guide for investing in stock market in Philippines

What is Stock Market?

Stock Market is the market in which shares of publicly held companies are issued and traded either through exchanges or over-the-counter markets. It is where you buy or sell stocks/shares of a company that is publicly listed. Be a part owner of the company.

How to Earn money in Stock Market?  

1. The stock market makes it possible to grow small initial amount of money to a large sum through capital gains.

2. When Companies make profitable gains, stock market investors make money through Dividends that company is paying out.

Will you lose in the stock Market?

Possibly , investors can lose money if the companies whose prices of the stocks goes down and the investors sells the stock at a loss.

Terminologies:

Public Listed Company - a company that has issued certificates through an Initial public Offering (IPO) and is traded in one of the stock exchange.

Securities and Exchange Commissions (SEC) - companies must meet the required set of requirements including disclosure of financial statements, annual reports and status of the company. SEC will determine if the company is allowed to be listed for trading.

Investors - are group of people, company or individual who invest money in company shares.

Capital Gain - the difference between the original purchase price and its current market price.

Dividend payout ratio - the percentage of distributable earnings paid out as dividends.

Bear Market - a market which share prices are being driven down by selling activities of pessimistic investors

Bull Market - a market in which share prices are being driven up by the selling activities of optimistic investors.

Bid price - the price that a market maker or dealer will pay to buy financial asset


Is Stock Market Risky?

Yes, Stock Market is risky and you can loss money without proper knowledge and mentors. As Brother Bo Sanchez said "85% Of People Lose Money In The Stock Market  and if you don't want lose money, Be Part Of The 15% Who Earn Money in the Stock Market if you follow the specific investing method."

You need to control your emotion and don't panic. To learn more about stock investing click here and if you want to be a part of Truly rich club stock market investing click here.

My youtube video on how to open an account with COL financial.

If you want to be a part of Truly Rich Club  and retire as a millionaire.

  

How To make millions in Stock Market

Brother Bo Sanchez teach his Maid in the Stock Market

My Maids Did It; Now, It’s Your Own…
85% Of People Lose Money In The Stock Market 
(Be Part Of The 15% Who Earn Money.)

Join Bo Sanchez’
How To Make Millions In The Stock Market

And do you think that the Stock Market is for Billionaires only and not for regular human beings like yourself?

You’re not alone. A lot of people think that way.

Four years ago, Brother Bo shocked the world by writing the book, My Maid Invests In The Stock Market And Why You Should Too. (That book became #3 in the Top Ten Bestselling Books List of National Bookstore.) All of a sudden, people realized that anyone can be rich through Stocks.

If you want to retire with millions through the Stock Market, this is the answer to your prayers. by joining Truly Rich Club, his team will teach how to invest in the Stock Market the right way.

Hard Fact: 85% of people lose money in Stocks. But if you follow the specific investing method that Brother Bo will teach you, you’ll be able to create your millions for your future.

His Maids Are Now Richer Than Many Managers

Six years ago, He taught his Maids how to invest in the Stock Market. People laughed at him when he told them what he was doing.

“That’s too much for them,” one friend told him. “They can’t handle that. It’s better to teach them how to put their money in the bank.”

But who’s laughing now?

One of his maids has P862,593 in her Stock Market account.

The other maid has P650,220 in her account.

And here’s a fact: His Maids are now richer than many Managers.

I’m not kidding.

You see, Brother Bo talk to a lot of Managers when he give corporate seminars.

Many of them have Zero savings and are buried in debt.

His maids? They’re confident that they’ll have P10 Million when they retire.



If you've got 20 minutes a month,

You can work a financial miracle in your life.

Each month, his maids bought the Stocks he told them to buy.

It wasn’t easy, believe. There were days when they didn’t want to invest their money—because they wanted to buy something. But with his coaching, they disciplined themselves and invested their money.

All it takes is 20 minutes a month.

First, set aside 20% of your salary each month.

Next, put in your small amount into the Stocks I tell you to buy—which can be done all online, seated in front of your computer, in the comfort of your home.  And that’s it.  Do this each month and you’re all set to retire a multi-millionaire.

Here’s the deal: Whatever small amounts you can put into the Stock Market today will be worth millions 20 years from now.

I believe that investing (not trading) in the Stock Market is one of the best ways of growing your passive income.  Yes, there’s a difference between trading and investing.  And his  eBook and special Reports will teach you the difference.



Guarantee: You’ll Be Able To Understand Me

Do you know the problem with the Stock Market world?

They don’t speak English. Honest.

They speak a strange dialect that is spoken only in the second moon of the planet Uranus.

But he've solved that problem. If his maids can understand him, then anyone can understand.



Is This For You?

He have to be honest with you: This may not be for you.

He don’t want you to get into something that isn’t for you.

First of all, this isn’t for the person who doesn’t have a job or business.

In order to invest regularly, you’ve got to earn regularly.  (his Maids earn a smaller salary than Managers, but you see, it’s not how much you earn, but how much you keep of what you earn.)

If you have a regular income and are willing to set aside a few pesos a month to invest in long-term investments—so you can create millions for your future—then listen up.

Time flies like torpedo.

So here’s my big question for you: What will you do this 2015 to start growing your finances?

Will you do something now?

Or will you be again wondering at the end of 2015, “Where did the year go? Why haven’t I done anything to secure my financial future?”

If you want me to help you, join him in my How To Make Millions Through The Stock Market .

If you don’t have a stock broker yet, we invited COLFinancial, the #1 stock broker in the country, to be there to help you open an account with them. His team will also guide you—one step at a time—how to operate their website and buy your first stock!



To register click here how to make millions in the stock market? or join Truly Rich Club
and if you have any queries send me your email below.

You can check my youtube video on how to open an account with COL financial

TRC CARAVAN

TRC CARAVAN 2015

Feel lost? Don't know what to do? Confused?

You're normal.

Believe me, I know how someone can feel scared about the Stock Market. I felt the same way when I started. Because the Stock Market can be veeeeery intimidating.

I actually know of people who didn't start investing in the Stock Market for an entire year—fidgeting, dillydallying—because they were so afraid of making a mistake when they opened their COL Financial website.

Well, have no fear. The solution is here.

We are bringing the TRC CARAVAN to where you are! That’s how committed I and my team are in helping you grow your finances.

On that day, you'll receive the following…
For those who don't have an online Stock Market account, we'll help you open a COLFinancial account.
For those who haven't bought their first Stocks, you'll learn how to buy and sell through a COL Financial website. We'll teach you how to maneuver your way through that website.
You'll learn how to enjoy ALL the benefits of the TrulyRichClub
You'll learn the power of investing—including strategies on how to be consistent so you can create your future millions.
You can meet other new members of the Truly Rich Club.
You can ask all the questions you want on starting your investment program
In the past few months, TRC visited North Luzon and South Luzon, now they are going to Visayas!

For those who are from Leyte, Great News! TRC Caravan will visit you this July 2015!

This will be the first-ever Caravan in Visayas. Be part of this milestone! TRC are excited to teach you how to invest in the stock market, grow your finances and create your future millions.

Here's the schedule:

July 4, 2015 (Saturday)                   Bayview Inn, Brgy. Batuan Ormoc City, Leyte

July 5, 2015 (Sunday)                      XYZ Hotel P. Zamora St. Tacloban City, Leyte

CARAVAN 6

August 7, 2015                                Roxas City 

August 8, 2015                                Iloilo City 

August 9, 2015.                               Bacolod City 

CARAVAN 7
Oct. 2, 2015 (Friday)                       Dumaguete City, Negros Oriental

Oct. 3, 2015 (Saturday)                   Cebu City

Oct. 4, 2015 (Sunday)                     Tagbilaran City, Bohol

CARAVAN 8
Nov. 6, 2015 (Friday)                     Cagayan de Oro City

Nov. 7, 2015 (Saturday)                  Davao City

Nov. 8, 2015 (Sunday)                    General Santos City




To register, visit www.trulyrichclub.com/caravanphilippines


Don't miss our TRC Caravan there!

This is open to members of Truly Rich Club. this is also open to those who are not yet a member of TRC but who want to grow their finance just the same.


P.S. Registration fee Visit http://trulyrichclub.com/caravanphilippines/  for more details. or eventinfo@bosanchezmembers.com / trcmembership@boclubs.com or 0917-8533693 / 0917-8755660

10-20-70 RULE

I am not good in saving money, when i received my salary I allocate priorities to my bills first especially to my loan, rent, insurances, food, fare, mobile phones and other miscellaneous.

What remains of my salary? Well of course I tried to save it! But if i can see it in my savings account and access to it, i can just easily transfer my savings' money to my normal debit card easy as 1,2,3 especially with the use of mobile app... 

Yeah, Salary - Expenses = Savings

So what happens? Nothing will remain... My account will be empty, big fat ZERO. Maybe some pence hahaha 

And I will be really happy if I have some money left before the next salary arrives.

I know alot of people are the same as me, we really need someone to teach and guide as especially in regards to money matters.

And í'm very thankful that people such as Bro. Bo Sanchez from truly rich club, Allan Ngo, Omeng Tawid, Aya Laraya of pesos and sense, ANC on the money, pinoyinvestors and alot more which are really helpful and encouraging.

Now that I'm a TRULY RICH CLUB member , i follow the method of SALARY - SAVINGS = EXPENSES or the 10-20-70 RULE. 10% for tithes (charities, church), 20% for savings and investments and 70% for expenses which I can enjoy.

When my salary arrived at the end of the month, I put away my tithes and savings and just spend the rest of whats left. It's really hard at first cause I will have some excuses such as I need to reward myself and buy clothes or eat in the restaurant, our movie dates with hubby and so much more. 

But what matters most now is I'm starting to save, it might not be big enough for now but it's a start and hopefully I will continue saving and investing with discipline and perseverance. 

To know more about Truly Rich Club VisitTrulyRichClub and be encouraged by Bro. Bo Sanchez

You can check my youtube video Guide to start investing in Philippine Stock Market via Col Financial as a stock broker and Tips on How to study a company before investing and buying stocks.


I'm also inviting you to join my Facebook page Guide to start investing in Philippine Stock Market.

BENEFITS OF BEING A TRULY RICH CLUB MEMBER

Many people will be asking, why should I subscribe in TRULY RICH CLUB?

I joined truly rich club. It was one of the best decisions in my life. It is founded by Bro. Bo Sanchez and it's purpose is to "help good people become rich". Because of the guidance I get from the club, I'm now investing in the stock market each month. It's amazing how I personally growing my finances. 

Being a member of Truly Rich Club Gold members received 2 of Bro. Bo Sanchez PowerTalk on downloadable MP3's, Conversations from successful people, who are doing great already.

Wealth Strategies Newsletter, about life-changing principles and practical 2 action plans" on how to grow in your financial life.

God Whisper Emails, insightful personal message from God to you. it will be a treat for your soul.

and a sign-up bonus of His how to be Truly Rich Audio Seminar. Worth it already, isn't it?

But not all that, He is also going to give inspiring ebook of "How to conquer your Goliath", 7 keys to overcome every problem that prevent you from reaching your dreams which is absolutely FREE!

You'll also receive ebook on "How to turn your thoughts into things" use the Law of the harvest to fulfill the desires of your heart from reaching your dreams. Absolutely free!

You can also earn Passive Income every month, 20% plus 5% commission through the "Truly Rich Club"

You can also earn from other internet work

you can also received the practical ebook "My maid invests in the Stock Market...and why you should too."(full version)

And of course the monthly Stocks Update. Bro. Bo is going to send stocks update, tell us what companies he is investing and how they are doing.

Great right? To know more about it Join Truly Rich Club

Creating wealth with guidance from mentors and receiving spiritual abundance

I talked to my colleague few weeks ago, she works in Riyadh, KSA as nurse and she started investing in stock market for more than 2 years already.

It's great right?! I ask how she started, how much money she invested and how is she doing with the investing now? We want to know all these things.

She told me that she started with only 5,000 pesos in opening the account and that 5,000 pesos is the same money your going to buy stocks. Wow! only 5,000 pesos and you can start investing already.

But before, she just invest when she have savings to buy stocks, not regularly and consistently. I asked why? And she told me that she doesn't have a mentor and nobody is guiding here. She is just asking friends or speculations that this big company where she invest will grow in the future. It might be true or it might not. ;(

And she was encouraged by her friends to join the Truly Rich Club of Bro. Bo Sanchez for her to be guided with stocks investing and to gain spiritual abundance at the same time (she's also a Single's for Christ).

She joined Truly Rich Club Gold member and she is very happy with being a member, she receives the benefits of a GOLD member such as the God whispers everyday sent to her email, the monthly stocks update, she receives the audio and video seminars, wealth strategies, power talks, and a lot more. What else you could ask for? Really great and blessed.

For those who want to received this blessings from Truly Rich Club visit Road to be Truly Rich

Happy Independence Day! For Financial Freedom

Inspired by My Maid Invests in Stock Market

Inspired by the book "My maid invest in the stock market" by Bro. Bo Sanchez (his the preacher, author, entrepreneur and known as the preacher in blue jeans).

As we all know in Philippines or everywhere if people are starting for a business they should have a big capital. So I keep on searching for businesses with less capital and doesn't really need my physical presence, I can just let my sister look after the business.

 But the big IF's of starting a business on our own is that:

Firstly, we don't have enough knowledge of how does the business works. Even I graduated as an International Business Management here in UK and didn't have the experience, I'm still clueless of how a business works.

Secondly, we need Big capital. Even if it's a small business we  still need money to start it with. As an OFW, I may have a much better salary but London is expensive, I still have to spend for my living expenses here.

Thirdly, we should know the requirements, policies, rules and regulations of starting a business, such as get a permit of what type of business your going to invest and all the paper works or else it will be closed down even before you start.

And many more things you need to prepare for and also human resources.

So, as I was searching and bump into investing in Stock Market by Omeng Tawid's video in Youtube, as said to myself "WOW" this is really amazing. I can't believe it! and he is a Truly Rich Club member so I also search what is Truly Rich Club and they are going to email the ebook "My Maid Invest in the Stock Market" when you give your email address. It's really awesome, right?!

I ask myself "How can his maid invest in the stock market?" Very interesting,... 

Bro. Bo is teaching his maids and driver to save and invest. If they can invest in the Stock Market, so can I. And as Bo said "Why build a company, when you can be a part owner of the company". WOW! I'm one of the owner of this big companies! Good to be true!

IF you want the ebook of "My Maid in the Stock Market" by Bro. Bo Sanchez just visit Road To Be Truly Rich